KeriSims

1491 W Highway 98, Mary Esther, FL 32569

$985,000
  • 1491 W Highway 98, Mary Esther, FL 32569 Main Photo

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New to the Market Active
BEDS4 BATHS3 full SQUARE FEET2,986 MLS#684123
STATUSActive PROPERTY TYPEResidential - Single Family

Property Description

Rare opportunities like this don't come along often. Situated on 115 feet of waterfront along the Santa Rosa Sound, this one-of-a-kind property offers the perfect blend of luxury waterfront living, investment potential, & unmatched flexibility. Wake up to breathtaking sunrises, unwind with spectacular sunsets, & spend your days enjoying your private dock with spacious sundeck-ideal for boating, fishing, paddleboarding, or simply taking in the view. Looking for a home that works for you? This property features a 1,200 sq. ft. private apartment above the garage with its own entrance, balcony, washer/dryer, HVAC, water heater, & security system, making it an incredible opportunity for rental income, multigenerational living, a guest retreat, or extended stays. Inside the main home, you'll find water views throughout, a charming bay-window breakfast nook, tile flooring throughout (no carpet), & extensive updates including a full remodel, newer roof, HVAC, plumbing, & appliances for added peace of mind. Need even more flexibility? The 400 sq. ft. office with a separate entrance offers endless possibilities as a home business, studio, private workspace, guest suite, or potential additional bedroom. Additional features include a concrete safe room, workshop, hurricane shutters, circular driveway, & abundant storage throughout the home & apartment. Whether you're searching for a waterfront retreat, investment property, income-producing home, vacation getaway, multigenerational residence, or a place to enjoy the Florida lifestyle while offsetting your mortgage, this exceptional property checks every box. Live on the water. Generate income. Create lasting memories. This isn't just a home-it's an opportunity.

1491 W Highway 98 | MLS# 684123

This single family home located at 1491 W Highway 98, Mary Esther, FL 32569 is currently listed for sale with an asking price of $985,000. This property was built in 1981 and has 4 bedrooms and 3 full baths with 2986 sq. ft. Search Mary Esther real estate on ksims.therealtyvault.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Multi Units, Ceiling Fan(s)
Fireplaces: 1
Garage: 2
Heating: Multi Units
Home Style: Traditional
Lot Size: 0.44 Acres
Property Type: Single Family Residence
Stories: 2.0
Year Built: 1981

Amenities

Ceiling Fan(s)
Attached Self Contained Living Area
Office/Study
Lawn Pump
Dock

Feature Descriptions

Appliances: Water Heater, Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator, Self Cleaning Oven
Boat Facilities: Dock
Construction Materials: Frame
Dining Room: Eat-in Kitchen, Formal Dining Room
Exterior: Frame
Fireplace: Electric
Flooring: Tile, Vinyl
Formal Dining: Yes
Foundation: Slab
Kitchen: Not Updated, Pantry, Tile Counters
Lot Dimensions: 0.44 acre(s)
Sewer: Public Sewer
Waterfront: Intracoastal Waterway, Sound, Waterfront, Beach Access
Zoning: Mixed Residential Subdiv

Room Sizes

Primary Bedroom: 16 X 11 Level - First
Dining Room: 14 X 15 Level - First
Kitchen: 14 X 9 Level - First
Living Room: 14 X 18 Level - First

Local Schools

High School: Local School In County
Middle School: LOCAL SCHOOL IN COUNTY
Elementary School: Local School In County

Listed By / Shown By

Listed By

Agency Name: ERA American Real Estate
Agency Phone: 850-515-1001

Shown By

Agent Name: Keri Sims
Agent Phone: (850) 712-0666
Agency Title: The Realty Vault

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Estimated Payment

$ 2,479.47 per month $2,192.18 Principal & Interest $0.00 Property Tax (data not provided by mls) $287.29 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/11/2026. The listing information on this page last changed on 06/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 06/11/2026 12:12:21 AM EST) or Pensacola MLS (last updated Thu 06/11/2026 12:03:13 AM EST) or Baldwin County MLS (last updated Thu 06/11/2026 12:11:16 AM EST) or Emerald Coast MLS (last updated Thu 06/11/2026 12:05:28 AM EST). Real estate listings held by brokerage firms other than The Realty Vault may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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